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Are you an existing Kabayan Finance customer? If so please call us on 0203 474 0888 to apply.


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About Kabayan Finance

Kabayan Finance is a short-term lender concentrating on the Filipino community in the UK. We now offer Instalment Loans payable in 3, 6, or 12 months.

We are also one of the lowest cost payday lenders in the UK. We provide a professional, friendly and bilingual customer service (English & Tagalog).

Kabayan Instalment Loan and Kabayan Cash Advance are intended for short-term emergency needs. They are not appropriate for long-term borrowing requirements. Loans of up to £1,000 are available depending on circumstances and affordability.

If we approve you because we think you are suitable for the loan and if your bank is part of the faster payments system, then the funds should reach your account within 2 hours of final approval of your loan application. There is a Faster Payment Transfer Fee of £5 payable and added to your first repayment.

If you do not repay your loan, you may be liable for further interest and default charges. This may increase the amount you owe and will make it harder for you to pay it off. It may affect your credit rating and could make it more difficult to obtain credit in the future. "Our Charges"

Why choose Kabayan Finance?

cross NO application fee
cross NO arrangement fee
cross NO face-to-face meeting
tick Loan up to £1000* with flexible payment terms
tick Professional and very accommodating bilingual Filipino customer service
tick Simple and convenient application: Online or by phone only

*upon approval

Mas mababang interest...
Mas magaang payment terms!
Ganyan ang Kabayan!

Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk.

Instalment Loan

Representative Example Amount of credit £500. Total Amount Repayable of £750 by 6 monthly payments of £125 commencing 1 month from the date of the agreement. Duration of Agreement is 6 months. Annual Interest Rate is 100% flat (fixed). Representative 332.4% APR.

If you borrowed £500 you would repay £750 by
6 monthly payments of £125.

Cash Advance

Representative Example Amount of credit £300. Faster Payment Fee £5. Total Amount Repayable of £365 by 1 payment of £5 (fee) on signing and a final payment of £360 on the 29th day. Duration of Agreement is 29 days. Annual Interest Rate is 240% flat (fixed). Representative 1080.30% APR.

If you borrowed £300 for 29 days, you would repay £360 in a single repayment. Pay £5 fee to receive your cash within 2 hours from approval.*

* With faster payment service, your funds will be sent to your bank account within two hours of final approval of your loan application.

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